Thursday, July 31, 2008

How is it even possible???

I wanted to do a thankful Thursday. Really I did. But instead I am sitting here with the budget. It doesn't look good, people! When did living become so difficult? And my kids are growing. It's only going to get harder!
Okay, I am not a detailed oriented person, so sticking to a budget has always been difficult for me. I have created some really big messes in the past. Sometimes my husband is a little more gracious about it, and sometimes notsomuch. I have tried to hand over the checkbook and the stack of bills. No dice. I have tried to sit down with Hubby and do it together. Still, no dice. He doesn't want to be burdened with the details. He wants to go to work, earn a paycheck, and come home to a house whose electricity is running, and the cars are not being hidden from yon repo man. It shouldn't be too much to ask, should it? Should it????
So how is it that the savings account is rather quickly dwindling a bit at a time while we are trying to cover our hinies and all the money we are spending?
So I sat down with the checking account statement and the budget today. Now I know why we went over the budget this payday. And I called him and told him that we need to close up shop, so to speak. Fortunately, all the bills are paid, and current, so we are no longer trying to play catch up. And we have no credit card, so we have only a little debt. (two car notes and a camper note) What is eating us alive is the gas budget and the grocery budget. I was standing in the grocery store the other day looking at canned peas, and wondering when they started costing a freaking $1.25 a can?! And milk is near $4 a gallon.
So I went around turning off lights and adjusting the temperature on the window air conditioners. There has to be a way to conserve around here.
I guess I should be thankful that all the bills are getting paid, and we are all healthy.
And Shawn hopes to see a cost of living increase in the near future. 'Bout time, if you ask me. He hasn't had one in three years.
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4 comments:

My Goodness said...

I am with you on wanting to hand over the checkbook and bills...he has a stinking accounting degree for goodness sakes (well, so do I), but even if he took it over, I would question him to the point of insanity...and he must know this, otherwise maybe he'd do it!! ha!

I think everyone is feeling the strain of increasing prices...we have to be faithful to God, do what we know to do and TRY to make wise choices. (and that advice is for me as much as it is you!)

AND!! Eating healthier is NOT helping the budget!

Double And...A certain little red-headed trouble-maker will be in your husband's Sunday School class this year! :)

Joanna said...

I hear ya! My FIL is famous for what he will do to get out of the whole check thing and golly gee his spawn, my hubby, does the same thing.

And I've been having a hard time with the whole money thing. We don't have heat bills right now and things are tight. Then I start to freak out about the winter. Someday I'm going to remember to stop worrying so much.

The Boyds Family said...

OH HONEY! I SOOOO feel your pain. Every time I get on the path of catching us up, something happens to knock me back down again. But I have high hopes that I am going to be right back on track soon - pray for me, though.

Crazy thing is...as I was driving home today, I got excited because gas was down to $3.74 a gallon...that's just sad. AND the cost of gas is driving up the prices of everything else. I'm 'bout ready to get a horse and buggy - it would prolly cost less to feed and care for the horse than it would to fill my car.

Kelli said...

It is ridiculous how much it costs to feed our famliy. Plus it cost $50.00 just to fill up our car yesterday!! I am very thankful that for the fist time in several years we are not ending our summer with 100s of dollars worth of school fees.